A recent court case in the UK has highlighted the importance of golf insurance.
Scottish golfer Anthony Phee was awarded £400,000 after losing the sight in one eye when he was hit by another golfer at Niddry Castle golf course in West Lothian in 2007.
The Judge ruled that the other golfer James Gordon was 70 per cent responsible for the incident, despite the fact he shouted ‘fore.’
The golf club where the incident took place was liable for the remaining 30% for having insufficient warning signs on display.
If Mr. Gordon had been insured through a golf insurance provider he would have been covered against claims against him resulting from golf related injuries.
Why you should be insured
The case has highlighted the need for golfers to be insured, especially against theft of equipment, loss of equipment whilst travelling abroad and in instances where physical injuries are caused.
Leading golf insurance provider Golf Care recently reported a 139% year on year increase in sales of its golf insurance policies.
8 out of 10 golfers is not properly insured
Despite a surge in demand for its products, the company estimate that 8 out of 10 keen golfers are not adequately insured.
“I found it really interesting to hear about the number of golfers who aren’t properly insured,” noted Golf Care Ambassador and former Ryder Cup Captain Bernard Gallacher.
“Mishaps and accidents can happen to anyone and it’s quite frightening to imagine that your next shot could literally cost you a fortune.
I remember being struck on the knee in the Benson & Hedges at the Belfry in the early ‘90’s. It took me out of the tournament and I was unable to play for a few weeks.
It just goes to show that no matter what level of golfer you are, the golf course can be a dangerous place.”
Golf Care policies can be purchased online and also through partner retailers, American Golf and Direct Golf UK, so players can be covered instantly and, importantly, before they next venture onto the golf course.
A Golf Care policy covers golfers for Personal Liability up to £5million and Personal Accident up to £50,000.
“We’re delighted with the recent sales figures, which clearly go to demonstrate that golfers in the UK are realising the benefits of having specialist golf insurance, on and off the golf course,” commented John Woosey, Managing Director, Golf Care.
“We live in an increasingly litigious society and responsible golfers are finding that Golf Care policies are cost-effective, starting at just £29.99 per year, and can be tailored to meet individual needs”.
For more: www.golfcare.co.uk